Why Tokenization Is Gaining Momentum

J.P. Morgan's Making Sense podcast explores how tokenization and digital assets are moving from experimentation to real-world implementation. Over the past 18 months, regulatory frameworks have become clearer, institutional adoption has increased, and trusted on-chain money can enable true delivery-versus-payment settlement. Clients are prioritizing 24/7 cross-border payments, improved liquidity and collateral efficiency, and tokenized money market funds, while challenges remain around interoperability, privacy governance, and user experience.