JPMorgan Chase's Making Sense: How Modern Payments Drive Growth and Resilience

Max Neukirchen and Umar Farooq, Co-Heads of Global Payments at JPMorgan Chase, discuss on Making Sense how modern payments have become a core capability for enabling revenue. The two analyze real-time payment channels, the need for 24/7 infrastructure operations, and new fraud risk prevention and control. They also mention data- and AI-driven transaction risk control, intelligent payments, embedded finance, as well as the upgrading effect of blockchain and tokenization technologies (including Kinexys) on cross-border settlement. The episode was recorded on August 24, 2026.